Fee Listing
Account / Service Associated Fee
Prime Share Account
Par Value (must remain in savings to maintain membership) $25.00
Excessive Withdrawal Fee (over 3 per quarter) $3.00
Dormant Account Fee (inactive over 2 years) $5.00 / quarter
Checking & Money Market Accounts
Check Copy $1.00
Check Orders / Re-orders Cost Varies With Style
Debit Card Reissue $3.00
Decoupled Debit Card
$14.00 Per Month
(when transaction occurred)
Under Minimum Balance1 ($0 minimum for Classic Checking) $12.00
Excess Draft Fee (money market only) $10.00
Non-sufficient Funds & Overdraft Privilege (returned draft) $23.00
Stop Payment Placement / Removal
With Insufficient Funds
 $15.00
$23.00
ATM
Card Reissue $3.00
Usage of Palmetto Citizens ATM No Cost2
Usage of Non-Palmetto Citizens ATM
First 2 Transactions / Inquiries Per Month
After 2nd Inquiry / Transaction Per Month
No Cost
$1.00 / Transaction
Loans
Late Fee (excludes single payment notes)
5% of Delinquent Amount
(maximum $25.00)
Loan Overdraft Protection (per advance) $1.003
Visa Credit Card Over-Limit Fee $15.00
Miscellaneous
Cashier’s Check $3.00
Check Cashing4
Members With Account Balance(s) of $100+
Members With Account Balance(s) under $100

No Cost
$12.00
Christmas Club Withdrawal Fee $3.00
Coin Machines
Usage for Members (personal accounts)
Usage for Business Accounts and Non-members

No Cost
5% of Total
Money Order $1.50
Online Bill Pay - Aggregate Loans and Savings Balance:
Over $15,000 (or w/ Premium Checking Account)
Between $7,500 - $14,999.99
Under $7,500
No Cost
$2.95 Per Month
$5.95 Per Month
Rejoining Fee5 (no fee for first time membership) $8.00
Returned Deposit Item (personal check) $23.00
Returned Deposit Item (two-party) $2.00
Safe Deposit Boxes (annually)
3 X 5
3 X 10
5 X 10
10 X 10
$25.00
$35.00
$45.00
$85.00
Travelers Cheques:
Single Signature
Double Signature
$1.00 Per $100.00
$2.00 Per $100.00
Visa Gift Card $2.50 Per Card
Wire Transfer (United States) $10.00
Wire Transfer (out of country) $15.00

1Minimum balance on Golden Insured Money Management Account: $2,000; Minimum balance on Premium Money Market Account: $10,000; Minimum balance on Premium Checking Account: $2,500.
2No fee for proprietary ATM usage except those normally associated with share type accounts.
3No charge is applied on advances through TellerLine, PC NetExpress or through a PCFCU office.
4All Planet M and boom youth account holders will be excluded from this fee. Funds will be available for same day withdrawal from any PCFCU ATM at no charge.
5Fee will be charged upon re-application only after your initial membership has been closed.