CheckPlus - Our Debit Card
CheckPlus looks like a Visa credit card and is accepted wherever Visa is honored. Instead of charging a purchase, the amount is automatically deducted from your checking account. CheckPlus eliminates excessive check-writing, which saves you money on check printing charges. Plus, it doubles as an ATM card. You may use it nationwide wherever you see the STAR or CIRRUS logo displayed. There is no fee for the privilege of having the card.

ATM Service You may access your credit union accounts anytime, anywhere across the nation at any ATM where you see the STAR or CIRRUS logo displayed.

TellerLine - Our Voice Response Telephone Service
With the simple use of a touch tone telephone, you may access your credit union accounts 24-hours a day, 7 days a week through TellerLine at 256-4073 in the Greater Columbia area or (800) 521-4497 outside of Columbia. Your secret PIN (Personal Identification Number) protects your account from unauthorized access.

Through this innovative service you may make account balance inquiries; get cleared check, deposit and other transaction information on your accounts; transfer funds from one of your accounts to another, or even to another member's account; request a check withdrawal; estimate a loan payment; and much, much more!

TellerLine is a totally free service of your credit union.

PC NetExpress will allow you to view transactions on your accounts, transfer funds between your accounts or to another member's accounts, print statements to your PC printer, order checks, pay bills and much more!

PC Net/Express is accessible via the Internet. There is no proprietary software to buy or load; all you need is a web browser such as Microsoft Internet Explorer 6.0 or Netscape 7.0.

To go to the PC NetExpress sign-on page, click here.

e-Statements
You can view your account statements via the Internet instead of having them sent by mail with our free e-statement service. Each time a statement is available an e-mail notification will be sent to you. Signing up is easy. Just click on the e-statements link on our home page. You can access your statement online at any time, and view up to 12 months of archived statements. Our e-statements are printable if you need a hard copy and are protected by the latest security measures. At any time, you can choose to return to having your paper statement mailed to you. To go to the e-Statement page, click here.

Direct Deposit / Net Pay
This service, available through most employers, is a great time-saver. It eliminates the need to physically deposit your paycheck, and guarantees that your deposit will be made on time each pay period. Direct deposit is available for any type of recurring monthly check too, such as retirement and social security benefits.

Payroll Deduction
We call this our painless way to save because the deduction is made before you get your paycheck. Payroll deduction may be used for savings to one or more accounts and for loan payments, too. Payroll deduction is available through the employers in our field of membership.

Automatic Transfer and Draft
You may set up an automatic transfer of funds from one of your credit union accounts or your account at another financial institution for any number of purposes . . . make your monthly loan payment or transfer funds to a checking account on a regular basis.

Automatic draft is another time saver. You may draft funds directly from your checking account to pay your mortgage payments, insurance premiums and loan payments.

VISA® Gift Cards
Palmetto Citizens VISA® Gift Cards are great for any special occasion from birthdays to weddings. They give recipients the ultimate flexibility in choosing what they really want. They can be used at retail locations, Web sites and ATMs around the world - anywhere you see the STAR logo and wherever Visa debit cards are accepted. Getting a Gift Card is easy - simply pick one up at any of our office locations and select the value of the card - from $25 up to $500.