Estate Planning: Who Needs It?

Estate planning is a process that just about everyone needs. It involves looking at what you own, to whom you wish to give it and the best way to accomplish it with the smallest tax impact. This may sound simple enough to do on your own, but do you really feel that you have the proper knowledge of the laws affecting trusts and estates to not make costly mistakes?

Robin D. Arnold, CFP^®, CRPC^®, the Palmetto Citizens Trust & Investment Services Financial Advisor, acts as the Trust Liaison Officer between Palmetto Citizens’ members and MEMBERS Trust Company. He works directly with MEMBERS Trust Company, you and your attorney to ensure that the right plans are developed to meet your objectives. The Palmetto Citizens Trust & Investment Services Program can help you determine if estate planning is right for you.

• August 26th, 2008
• 7:00 to 8:30 p.m.
• Seawell’s - 1125 Rosewood Drive, Columbia

Space will be limited and you must make a reservation for this adults-only event.

Please call Elizabeth Middlebrooks at (803) 376-2807 to make your reservation.

Representatives are registered and securities are sold through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, 2000 Heritage Way, Waverly, IA 50677, toll-free (866) 512-6109. Insurance sold through licensed CUNA Mutual Life Insurance Company Representatives. Trust services are provided by MEMBERS Trust Company, a federal thrift chartered by the Office of Thrift Supervision. Nondeposit investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the credit union. MTC-0903-70EC