Additional Coverage and Insurance Options
Providing Peace of Mind
In addition to providing the best financing, Palmetto Citizens offers valuable coverage and insurance options:
Low Cost Loan Protection1 - Your family’s financial well-being is protected when you choose credit disability and life insurance coverage. Disability insurance can cover your loan payments if you become disabled and cannot work. Credit life insurance covers the remaining balance of your loan in the event of your death.
Extended Vehicle Warranty1 - Palmetto Citizens offers an extended warranty protection plan for new and almost new vehicles (current year to 3 year old models) through MEMBER’S CHOICE Mechanical Repair Coverage. This protection is a better value than many extended warranties offered by the dealerships.
GAP Vehicle Insurance Coverage1 - For a few dollars a month, you can add MEMBER’S CHOICE Guaranteed Asset Protection (GAP) to your loan. This will pay the difference between the amount you owe on your loan and what your insurance company will pay if your vehicle is totaled or stolen. Plus, you will receive up to a $1000 down payment on the next vehicle you finance with Palmetto Citizens.
Accidental Death & Dismemberment (AD&D) Insurance2 - Each Palmetto Citizens member age 18 and up is eligible to receive a free $1000 basic AD&D insurance policy. This coverage is fully paid for by Palmetto Citizens and offers 24-hour protection against a covered accident anywhere in the world, on or off the job, on business, on vacation or at home. Ask a Member Service Representative for your application or more information. Additional coverage options are available.
1This is not a policy or contract of insurance. Please contact the credit union for full details, limits and restrictions. These products are offered through a third party, CUNA Mutual Group. 2The insurance offered is not a deposit and is not insured by the NCUSIF or underwritten or guaranteed by PCFCU. Subject to eligibility requirements. Offered through The Affinion Group.