Palmetto Citizens Visa® Credit Cards
A Better Alternative
Unlike banks and other large financial service providers, credit unions are not-for-profit and return earnings back to our members in the form of lower loan rates, higher savings rates and fewer fees.
Bank Credit Card Fees Continue to Rise
As you may have heard, some large credit card providers are starting to charge new fees that may cause you, and many consumers, a great deal of concern. Following are some of the fees being charged:
- Fee for Not Carrying a Balance
- Fee for Paying the Balance in Full Each Month
- Fee for Not Carrying a Large Enough Balance
- Fee for Not Using Card
Enjoy the Benefits
No Fees : With a Palmetto Citizens Visa, you do not have to worry about these excessive fees. Our credit cards have no hidden fees, including no annual or cash advance fee. Also, our low interest rate, unlike most banks, will not increase because of a late payment.
Earn Rewards : Each purchase will earn one ScoreCard Reward Point for every dollar spent. Points can be redeemed for hundreds of merchandise and travel options. You can combine points with other Palmetto Citizens debit and credit cards (even with other members) for greater reward options.
Visa Equity : Tap into the equity you’ve built in your home with all the convenience of a credit card with Visa Equity from Palmetto Citizens. This account works just like a home equity line of credit with all the benefits of a Visa. Use it to help with home renovations and repairs or just to make everyday purchases. Plus, the interest you pay may be tax deductible.*
Contact us to learn more about the benefits of a Palmetto Citizens Visa Credit Card or apply online today.
*Consult your tax advisor.