Current Rates
Palmetto Citizens offers a variety of loans to fit your business’s needs. Financing options are available for equipment, vehicles, property, remodeling and more. Contact Richard Weiner at (803) 251-4554 or by email for more information about our small business loan rates or to apply today.
| Account | Balance Requirements to earn APY |
Dividend Rate | APY | Minimum Balance to Avoid Fee |
|---|---|---|---|---|
| Low Volume | N/A | 0.00% | 0.00% | $01 |
| High Volume | N/A | 0.00% | 0.00% | $2,000 |
| Non-Profit | $500+ | 0.25% | 0.25% | $01 |
| Account | Balance Requirements to earn APY |
Dividend Rate | APY | Minimum Balance to Avoid Fee |
|---|---|---|---|---|
| Prime Share (Savings) | $100+ | 0.60% | 0.60% | $0 |
| Money Market Account | $2,000-$24,999.99 | 1.00% | 1.00% | $2,000 |
| $25,000+ | 1.43% | 1.44% | $2,000 | |
| Premium Money Market | ||||
| $10,000-$24,999.99 | 1.01% | 1.01% | $10,000 | |
| $25,000+ | 1.53% | 1.54% | $10,000 | |
| Sweep Account | $500 - $1,999.99 | 0.25% | 0.25% | $0 |
| $2000 – $24,999.99 | 1.00% | 1.00% | $0 | |
| $25,000+ | 1.43% | 1.44% | $0 | |
| Health Savings Account | $100-$1,999.99 | 0.60% | 0.60% | $0 |
| $2,000+ | 1.45% | 1.46% | $0 |
Click here for Term Certificate rates.
APY = Annual Percentage Yield
1Initial $50 deposit required.
Credit to Accounts for Member Deposits: The Credit Union's "daily cut-off time": All deposits of transactions received after the time we close for business on a day we are open, received after we open the Night Depository, or received on a day we are closed for business will be treated as if received on the next business day that we are open. Our business hours are listed below.
Business Days: Our business days are Monday through Thursday 9:00 A.M. to 5:00 P.M. and to 6:00 P.M. on Friday, excluding holidays. All drive-thru windows are opened at 8:30 A.M. Our Night Depository is opened at 8:30 A.M. each business day. (Deposits made after 8:30 A.M. or on a day we are not open will be processed the next business day we are open.)
Electronic Funds Transfer Services - Daily limits on transactions: $510.00 at ATMs and up to $3500.00 at Point of Sale Terminals when using debit cards, except as otherwise limited in your Membership Agreement.
Networks Available for EFT Transactions: CIRRUS, STAR (Honor)
Share Certificate/IRA: Rates, terms and conditions are subject to change without notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty may be imposed for early withdrawal. Fees could reduce earnings.