Vehicle Loan Rates
APR Range*
Loan Program Term From To
New & Used Automobile or Truck (2006-New)
up to 36 Months 3.29% 12.29%
37 - 48 Months 3.69% 12.69%
49 - 60 Months 3.95% 12.95%
61 - 72 Months
($17,000 and up)
4.95% 13.95%
73 - 84 Months
($25,000 and up)
5.79% 14.79%
Used Automobile or Truck (4-5 years old) up to 48 Months 5.29% 14.29%
Used Automobile or Truck (4-5 years old) up to 60 Months
($17,000 and up)
5.29% 14.29%
Used Automobile or Truck (6 years & older; under $10,000) up to 36 Months 6.45% 15.45%
Used Automobile or Truck (6 years & older; over $10,000) up to 48 Months 6.45% 15.45%
New Boats, Motors or Trailers
up to 36 Months 6.75% 9.75%
37 - 48 Months 6.95% 9.95%
49 - 60 Months 7.25% 10.25%
Used Boats, Motors or Trailers up to 48 Months - Used 8.25% 11.25%
Motorcycle
up to 60 Months -
New (over 600cc)
8.25% 11.25%
up to 36 Months - Used 10.50% 13.50%
Farm Equipment
up to 36 Months - New 10.50% 13.50%
up to 24 Months - Used 11.50% 14.50%
Jet Ski or ATV up to 36 Months - New 10.50% 13.50%

*Term used to calculate loan payments only. This is an open-end loan account. Rate may vary and is determined by your creditworthiness, amount financed and loan terms. All rates and terms are subject to change without notice. APR = Annual Percentage Rate.