Advice & Resources
Thorough preparation is the key to landing a great deal on the car you want. Before you start the shopping process, it is important to figure out how much you can afford, what kind of vehicle best suits your needs and which financing option is best for you. To help make your auto buying experience as easy as possible, we have compiled some great information to help you make wise decisions.
Car Buying Tools
To help you on your way to buying your ideal car, we have put together some car buying calculators. If you already have a car in mind or are still trying to decide, use these tools to make sure you can afford the monthly payments.
Visit www.fueleconomy.gov to help you make informed fuel economy choices when purchasing a vehicle and achieve the best fuel economy possible from the car you own. This site is brought to you by the U.S. Environmental Protection Agency (EPA) and U.S. Department of Energy (DOE).
NADA Guides: Vehicle Pricing & Information
Use this online guide to find the value of your current vehicle or research the cost of your next vehicle. Choose the vehicle type:
The consumer values on nadaguides.com are based on the Consumer edition of the NADA Official Used Car Guide®, and should not be utilized for industry purposes. The consumer values may vary from the NADA Official Used Car Guide values by Palmetto Citizens, insurance companies, banks, other credit unions, government agencies and car dealers due to vehicle condition, regional market differences and frequency of updates.
Enterprise Car Sales
If you are in the market for a used car, check out the great selection of competitively priced vehicles at Enterprise Car Sales. Search their site for your next vehicle and learn more about their Perfect Used Car Package. Remember, Palmetto Citizens offers used car loans at new car rates.
Additional Insurance and Coverage Options
In addition to providing the best financing, Palmetto Citizens offers valuable coverage and insurance options:
Extended Vehicle Warranty1 - Palmetto Citizens offers an extended warranty protection plan for new and used vehicles (up to 12 year old models, with 120,000 miles or less) through MEMBER'S CHOICE Mechanical Repair Coverage. This protection is a better value than many extended warranties offered by the dealerships.
GAP Vehicle Insurance Coverage1 - For a few dollars a month, you can add MEMBER'S CHOICE Guaranteed Asset Protection (GAP) to your loan. This will pay the difference between the amount you owe on your loan and what your insurance company will pay if your vehicle is totaled or stolen. Plus, you will receive up to a $1,000 towards the principal balance on your next vehicle you finance with Palmetto Citizens.
Low Cost Loan Protection1 - Your family's financial well-being is protected when you choose credit disability and life insurance coverage. Disability insurance can cover your loan payments if you become disabled and cannot work. Credit life insurance covers the remaining balance of your loan in the event of your death.
1This is not a policy or contract of insurance. Please contact the credit union for full details, limits and restrictions. These products are offered through a third party, CUNA Mutual Group.