Voted Best Credit Union

We are honored to be recognized as the area’s Best Credit Union for the eleventh consecutive year in the annual Best of The State poll!

Thank you to everyone who voted us Best Credit Union in the 2018 Best of The State poll! We are truly honored to receive this award for the eleventh straight year.

We appreciate this recognition of our commitment to helping our members reach their financial goals by offering great rates, fewer fees, beneficial products and a high level of personalized service.

We remain a popular choice for people in the Midlands because of the financial options we provide to truly help our members:

  • Fee-Free Checking: While others raise checking fees and stipulations, we still offer an account that truly works for you. With our Classic Checking, there is no minimum balance or monthly service fees, plus you earn dividends* and ScoreCard Rewards®.
  • Low Rate Auto Loans: In addition to a great low rate, we also offer no payments for up to 90 days** on our vehicle loans. You can also finance new to 3-year-old models at the same low rate and extended terms, with great options for older vehicles too.
  • Better Credit Cards: With a Palmetto Citizens Visa®, you receive a low rate and no annual, cash advance or balance transfer fees. Plus, you earn ScoreCard Reward® Points with every purchase.
  • Mortgage Solutions: We offer a variety of mortgage and equity solutions to help you purchase a new home, refinance a current loan or use equity for home improvements or debt consolidation.
  • Financial Education Tools & Counseling: We offer an array of tools and programs to help our members achieve their financial goals, such as: free access to financial counseling, evening workshops and a variety of online calculators.

Thank you again! We know you have many options for your financial needs, and we sincerely appreciate that you have chosen Palmetto Citizens. Please contact us if you have any questions on how we can assist you.

*Dividends paid monthly on average daily balances of $500 or greater. **Deferred payment option for up to 90 days. Finance charges begin on date of loan closing and are repaid over term.