Voted Best Credit Union
We are honored to have been named Best Credit Union in both The State and The Free Times' annual 2022 polls!
Thank you to everyone who voted for us again this year in The State's Best and The Free Times Best of Columbia! We are honored to have been recognized as the Best Credit Union for the 15th consecutive year in The State and for the 9th year in a row in The Free Times.
We also appreciate you recognizing us as Best Home Mortgage and Best Wealth Management in The State's poll as well as Best Bank and Best Mortgage Lender in The Free Times' 2022 Best of Columbia!
We appreciate these recognitions of our commitment to helping our members reach their financial goals by offering great rates, fewer fees, beneficial products and a high level of personalized service.
APPLY FOR A LOAN
For over 85 years, we've remained a popular choice for people in the Midlands because of the valuable financial options we provide to truly help our members, including:
- Fee-Free Checking: With our Classic Checking, there is no minimum balance requirement or monthly service fees, plus you earn dividends* and ScoreCard Rewards®.
- Low Rate Auto Loans: We offer a great low rate and no payments for up to 90 days on our vehicle loans.
- Better Credit Cards: With a Palmetto Citizens Visa®, you receive a low rate and no annual, cash advance or balance transfer fees. Plus, you earn ScoreCard Reward® Points with every purchase.
- Mortgage & Equity Solutions: We offer a variety of mortgage and home equity loans to help you purchase a new home, refinance a current loan or use your home's equity for improvements or debt consolidation.
- Savings Options: As a not-for-profit credit union, we can offer higher rates on a variety of savings accounts.
- Financial Education Tools & Counseling: Use our array of financial resources to help achieve your financial goals, such as: free access to financial counseling, educational modules and online calculators.
Thank you again! We know you have many options for your financial needs, and we sincerely appreciate that you have chosen Palmetto Citizens. Please contact us if you have any questions on how we can assist you.
*Dividends paid monthly on average daily balances of $500 or greater. **Deferred payment option for up to 90 days. Finance charges begin on date of loan closing and are repaid over term.