Voted Best Credit Union

We are honored to be recognized as the area’s Best Credit Union for the eighth consecutive year in the annual Best of Columbia poll!

Thank you to everyone who voted us Best Credit Union and Best Bank in the 2021 Free Times poll! We are truly honored to be recognized for the eighth straight year.

We appreciate this recognition of our commitment to helping our members reach their financial goals by offering great rates, fewer fees, beneficial products and a high level of personalized service.

For over 85 years, we've remained a popular choice for people in the Midlands because of the valuable financial options we provide to truly help our members, including:

  • Fee-Free Checking: With our Classic Checking, there is no minimum balance requirement or monthly service fees, plus you earn dividends* and ScoreCard Rewards®.
  • Low Rate Auto Loans: In addition to a great low rate, we offer no payments for up to 90 days** on our vehicle loans. You can finance new to 3-year-old models at the same low rate and extended terms, with great options for older vehicles too. To apply now, visit our Online Loan Application.
  • Better Credit Cards: With a Palmetto Citizens Visa®, you receive a low rate and no annual, cash advance or balance transfer fees. Plus, you earn ScoreCard Reward® Points with every purchase. Apply online today or contact us for more information.
  • Mortgage & Equity Solutions: We offer a variety of mortgage and home equity loans to help you purchase a new home, refinance a current loan or use your home's equity for improvements or debt consolidation. Apply now using our Online Loan Application or contact us for additional details.
  • Savings Options: As a not-for-profit credit union, we can offer higher rates on a variety of savings accounts.
  • Financial Education Tools & Counseling: Use our array of financial resources to help achieve your financial goals, such as: free access to financial counseling, educational modules and online calculators.

If you'd like to join Palmetto Citizens, in addition to visiting one of our offices, you can also begin your application online to open your initial savings account. For more information, visit our Join Us Page.

Thank you again! We know you have many options for your financial needs, and we sincerely appreciate that you have chosen Palmetto Citizens. Please contact us if you have any questions on how we can assist you.

We've also been nominated again in The Best of The State for Best Credit Union, Best Financial Services and Best Mortgage Lender/Broker. Vote for us an all your local 2021 favorites through September 5th using their online ballot.

*Dividends paid monthly on average daily balances of $500 or greater. **Deferred payment option for up to 90 days. Finance charges begin on date of loan closing and are repaid over term.