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15-Month Term Certificate: 2.55%APY*

For a limited time, get a special rate on balances of $500 or more. Visit any of our offices to lock in this great rate.

Current Rates »
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No Closing Cost Home Equity Loans**

With low rates and no closing costs, it's a great time to use your home's equity for home improvements or debt consolidation.

Learn More »
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Make No Payments for 90 Days***

Finance a new or used vehicle this month and enjoy a great low rate with no payments for the first 90 days.

Learn More »
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*Annual Percentage Yield (APY) rate and term subject to change without notice. Minimum opening term certificate deposit is $500. Account may be subject to a penalty for early withdrawal.
**Based on minimum approved line of credit (LOC) of $15,000; approved LOC below $15,000 requires $175 in closing costs, LOC must be opened a minimum of six months; closing costs based upon approved charges. Secured by a first or second mortgage lien on your home, which must be an owner ocrupied home, second or vacation home. Borrower paid title insurance may be required. The minimum LOC amount is $5,000. Repayment period based on amount outstanding: $0 - $9,999.99: ten year repayment; $10,000+: up to fifteen years repayment. May not exceed 90% of appraised value less first mortgage balance. Other restrictions may apply.
***Option for up to 90 days. Finance charges begin on date of loan closing and are repaid over term. Limited time offer.

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Thank you for submitting a loan application with Palmetto Citizens. A confirmation email will be sent to you shortly. One of our qualified representatives will contact you by the following business day regarding your request.

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