Friday hours - Lobbies close at 5PM; drive-thru & Contact Center close at 6PM effective May 1st

Palmetto Citizens Federal Credit Union

Your New Digital Banking Experience is Here!

We're excited to bring you an enhanced digital banking experience, with more ways to manage your finances with Palmetto Citizens. Log in today via our website or mobile app to view the changes!

See more

Auto Loans as low as 3.99% APR*

With an auto loan from Palmetto Citizens, you'll get a great low rate and no payment for 90 days.

See more

Join Palmetto Citizens!

Become a member today and enjoy better rates, fewer fees and the personalized service we've provided Midlands' residents since 1936.

See more

Credit Cards with no Sneaky Fees

With our credit card, you get a low interest rate and no balance transfer, cash advance, or annual fees.

See more

Feel the Love. Fuel the Change.

The Palmetto Citizens Foundation is committed to supporting local charitable and educational initiatives. With a donation of just $5, you can become a member of the Foundation and play a meaningful role in building stronger communities.

See more

Book Your Appointment Today!

It's easy to schedule an appointment with a team member from any of our branches.

See more
Woman smiling while viewing mobile phone
A small dog leans out of a car window during sunset.
A smiling bank employee in a blue blazer raises her arms in excitement while meeting with a customer in her office.
Welcome mat at front door of home.
Hands knitting a cream fabric swatch with a red heart pattern.
A row of colorful vintage telephone receivers hanging on cords.

Here to Help

Resources

Financial tools and calculators to help manage your money.

See More

Locations

Find our closest branch or no surcharge ATM.

See More

Financial Tip

We will never contact you and ask for personal information such as your card number, PIN number, One-Time Passcode, or digital banking credentials. Please do NOT share any sensitive information to anyone in this manner.

Planned Events

1

Jun 2026

Homebuyer Hacks

June 10th 2:00 PM - 3:00 PM

Is purchasing a home on your list of financial goals? Let us help you become educated and empowered to navigate the home buying process with confidence. Wherever you are at in the process, we will provide you with a roadmap of the steps you will take on your journey to becoming a homeowner.

2:00 PM - 3:00 PM

10

Register

Closed for Juneteenth

June 19th

All branch locations and our Contact Center will be closed Friday, June 19th in observance of Juneteenth.

19

View full calendar
Join online today

© 2026 PCFCU

Routing Number: 253978617
PO Box 5846 Columbia, SC 29250

NCUA logo

Palmetto Citizens Federal Credit Union is federally insured by the NCUA.

Equal Housing logo

Equal Housing Lender

LinkedinXfacebookinstagram

© 2026 PCFCU. All Rights Reserved