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*Option for up to 90 days. Finance charges begin on date of loan closing and are repaid over term. Limited time offer. **Based on minimum approved line of credit (LOC) of $15,000; approved LOC below $15,000 requires $175 in closing costs, LOC must be opened a minimum of six months; closing costs based upon approved charges. Secured by a first or second mortgage lien on your home, which must be an owner ocrupied home, second or vacation home. Borrower paid title insurance may be required. The minimum LOC amount is $5,000. Repayment period based on amount outstanding: $0 - $9,999.99: ten year repayment; $10,000+: up to fifteen years repayment. May not exceed 90% of appraised value less first mortgage balance. Other restrictions may apply.