Palmetto Citizens Federal Credit Union

Celebrating 90 years

Since 1936, we’ve been committed to cheering on our members and investing in the communities we serve.

Auto Loans as low as 3.99% APR*

With an auto loan from Palmetto Citizens, you'll get a great low rate and no payment for 90 days.

Join Palmetto Citizens!

Become a member today and enjoy better rates, fewer fees and the personalized service we've provided Midlands' residents since 1936.

Credit Cards with no Sneaky Fees

With our credit card, you get a low interest rate and no balance transfer, cash advance, or annual fees.

Feel the Love. Fuel the Change.

The Palmetto Citizens Foundation is committed to supporting local charitable and educational initiatives. With a donation of just $5, you can become a member of the Foundation and play a meaningful role in building stronger communities.

Book Your Appointment Today!

It's easy to schedule an appointment with a team member from any of our branches.

Historical and contemporary photos highlighting the 90-year legacy of Palmetto Citizens Federal Credit Union, from its founding in Columbia to its modern branches, employees and community involvement.

A small dog leans out of a car window during sunset.

A smiling bank employee in a blue blazer raises her arms in excitement while meeting with a customer in her office.

Hands knitting a cream fabric swatch with a red heart pattern.

A row of colorful vintage telephone receivers hanging on cords.

Here to Help

Resources

Financial tools and calculators to help manage your money.

Locations

Find our closest branch or no surcharge ATM.

Financial Tip

We will never contact you and ask for personal information such as your card number, PIN number, One-Time Passcode, or digital banking credentials. Please do NOT share any sensitive information to anyone in this manner.

Planned Events

Jul 2026

Smart Planning for K-12 School Costs

July 8th 2:00 PM - 2:45 PM

A new school year brings excitement—and added expenses. From the first day of elementary school to starting the college conversation, there’s a lot to plan for. Join us for practical tips to help you manage back‑to‑school costs, prepare for the year ahead, and handle unexpected education expenses with more confidence.

2:00 PM - 2:45 PM

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Join online today