Resources
Money Management
Budgeting
Start taking control of your financial situation by developing a monthly spending plan. It will help you make the best use of your money, ensuring you can cover all your financial needs.
A budget includes your income and expenses. It’s the expense side of the budget that always seems to be the most challenging for people. When creating a budget, start with your monthly net income. Next divide your spending up into as many expense categories as possible in order to see where your money is really going.
Quick tip
After making a budget, periodically evaluate your plan. If your plan is lacking, or your situation changes, make the necessary adjustments.
Recommended monthly expenditures
How much should you allocate?
Highest Recommended
Lowest Recommended
How we can help
Money Desktop
All members have access to this easy-to-use, helpful tool to assist you with budgeting, account aggregation, auto-categorization of transactions and debt management. Log into online or mobile banking and select Money Desktop from the menu to get started.
Email & Text Alerts
Set up alerts based on specific transactions, balances, insufficient funds, loan due dates, certificate maturities and many other options. Log into online or mobile banking and select Alerts & Notices to get started.
Free Debt & Budget Analysis
SavvyMoney Checkup is a free and completely anonymous tool you can use to set up a budget and get a detailed analysis of your debt with proposed payment schedules and personal action plans.
Financial Wellness Center
View our Budgeting Module, an interactive learning experience in our Financial Wellness Center, to learn strategies, tips and tools to stick to your budget.
Direct Deposit
Set up an automated recurring transfer in online or mobile banking, or allocate a portion of your paycheck or other payment to be sent to your savings using your direct deposit to help you save.
Free Financial Counseling
All members have free access to GreenPath Financial Wellness, a money management and financial education counseling service. Certified financial counselors are available to assist you with a variety of financial needs and can provide you with worksheets and action plans to help you stay on the right course.
Budgeting Online Module
Take this short Budgeting Basics online course, offered through GreenPath Financial Wellness, to learn tips for developing a budget and tracking your spending.
Checking & Account Managment
CheckRight is an educational module to help those who want to open their first checking account or have had difficulties handling an account in the past. Offered through GreenPath Financial Wellness, CheckRight will help you learn to manage an account, maintain a transaction register and create a spending plan.
Calculators
We offer a variety of online calculators to help you better manage your money and make wise financial decisions.
