Account Access

Access your accounts from our office and ATM locations, online and with our mobile app. To log into your account for the first time, you must enroll in online banking. If you have already registered, return to our homepage to log in.

Online & Mobile Features

Mobile Banking & Apps - With our mobile account access, you can check balances, view recent transactions, transfer funds, deposit checks (app only) and pay bills to existing payees. To access with a mobile device, use our mobile banking site or our Apple or Android app.

Budgeting & Money Management Tools - Our online system allows you to build a budget, track your spending and categorize your transactions so you can see where your money is going. Use the "Categories" button above your transaction listing in online banking to get started.

Bill Pay - Save time and money by paying your bills online or with a web-enabled mobile device. Enroll today and receive a free three month trial.*

Email & Text Alerts - Set up account text or email alerts so you can stay up-to-date on your balances, recent transactions, loan due dates and certificate maturities. Log into your account online and click on Alerts Center in the Accounts drop down menu to set up your alerts.

Transfer Options - In addition to being able to transfer funds to your other accounts and other members at no cost, you also have the ability to send money through PayPal right from our system. You can also transfer money to and from accounts at other financial institutions. PayPal and transfers to and from other institutions will be charged a small fee.

Mobile Wallet - Use your Palmetto Citizens debit or credit card with Apple Pay, Samsung Pay® or Android Pay to make secure purchases at thousands of retailers. These services are compatible with select devices. Visit your device's wallet app for more information.

Online Deposit - Approved members can enter check information online and get instant credit (up to a predetermined limit) instantly. You will then mail the check to us. Once logged in, click on Online Deposit in the Accounts drop down menu to enroll or learn more.

Visa Credit Card Login - Access your Visa Credit Card account to view transaction and statements, set up account alerts and pay your bill.

Demonstration Videos

The demo videos below highlight the main functions of our online account access system. To view the entire series of videos, visit the complete demonstration page.

*A three month trial period for new bill payment users is provided at no cost. Members ages 24 and younger, as well as Premium Checking Account holders also receive this service free of charge. If you decide to continue the service, then costs will be assessed upon the following scale based on your aggregate loans and savings relationship with PCFCU: $15,000+ is free; $7,500 - $14,999 is $2.95 per month; under $7,500 is $5.95 per month.

Apple Pay is a trademark of Apple, Inc. Samsung Pay® is a registered trademark of Samsung Electronics Co., Ltd.