In addition to our great loan, savings and checking account options, we also offer a variety of additional services and benefits for our members.
Accel: Free Financial Counseling – All members have free access to Accel, a money management and financial education counseling service. Certified financial counselors are available to assist you with a variety of financial needs and can provide you with worksheets and action plans to help you stay on the right course.
Accidental Death & Dismemberment (AD&D) Insurance1 - Members age 18 and up are eligible to receive a free $1,000 basic AD&D insurance policy ($500 for ages 70+). This coverage, fully paid for by Palmetto Citizens, pays a cash benefit after an accident results in a covered injury or loss of life. Claim your free $1,000 coverage today, or to see affordable options for additional coverage.
Coin Counters - Self-service coin counting machines are available at each of our offices and are free to members with personal accounts (business account holders and non-members will be charged a 5% service fee).
Discounted Entertainment Tickets - Members can purchase discounted tickets to Regal Cinemas as well as the South Carolina State Fair and Carowinds (seasonal) at any of our locations.
Foreign Currency - Palmetto Citizens partners with Travelex for our members to be able to order foreign currency online or from one of our offices.
Notary Service - All Palmetto Citizens members have free access to the notary public in each of our offices.
Safe Deposit Boxes - Boxes are available to rent annually in the following sizes: 3x5, 3x10, 5x10 and 10x10. Please contact us about location availability.
Senior Benefits Program - Our Very Important Palmetto Seniors program is available to members ages 55 and older with a Palmetto Citizens checking account (open at least 90 days) with a minimum of 10 transactions a month and monthly direct deposit into the checking account. This program is free for those who maintain an combined average monthly balance of $100 or greater in deposits and/or loans. Benefits of this program include:
- Three free boxes of custom checks a year2
- Free 3x5 safe deposit box or discount on larger size3
- Simple will through local attorney - $25
- No-cost Financial / Estate Planning from Palmetto Citizens Trust & Investment Services
- Free Money Orders, Cashier's Checks & Single Travelers Checks (limit 5 each per visit)
Visa® Gift Cards - Palmetto Citizens Visa® Gift Cards give recipients the flexibility to choose what they want and can be used at any merchant retail location4 accepting Visa around the United States. Cards are available in any whole dollar amount between $10 and $1000.5
1TruStage™ AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. ADD-1112-BC54. 2Limited to one box per order for security. 3Subject to location availability. 4Cannot be used at ATMs or for cash advances. Limited for use in the United States (including extensions such as US military bases) and its territories. 5Purchase fee of $2.50 added to the cost of the card. Monthly inactivity fee of $2.95 charged after 12 consecutive months of inactivity. Lost/stolen replacement card fee is $5.00.