Choose Direct Deposit

Save yourself a visit to our office or ATM and have your paycheck, tax refund or other payments deposited directly to your Palmetto Citizens account.

With direct deposit, your funds will be delivered securely to your checking and/or savings account. In many cases, you will also receive your payment a day early.1

To set up direct deposit to your Palmetto Citizens account(s), you'll need to provide the depositor with Palmetto Citizens' ABA Routing Number and your account number:

  • Palmetto Citizens Routing Number: 253978617
  • Your Account Number:
    • For Checking or Money Market Accounts: Your account number, also called a MICR Routing Number, begins with 413000, followed by seven numbers, and can be located by using:
      • Online/Mobile Banking: Log into your account online or with our app and select your checking or money market account. Your account number (called a MICR Routing Number) can be viewed by clicking on 'Show Details' at the top of your transaction listing in online banking or the 'Details' tab in our app.
      • Your Personal Checks: Look on the bottom left corner of your checks to find this information.
    • For Savings Accounts: Use your member number and the type of account, such as 11223 S1 or 11223 S2, etc. To locate this information, log into your account online or with our app. Your member number will be shown within parentheses next to your savings account(s).

If your employer or depositor doesn't have an online form or other method for providing this information, you can also download our Direct Deposit Authorization Form, complete it and return it to your depositor.

If you have any questions, please contact us by sending a message through the Help Desk in online/mobile banking, calling (803) 732-5000 or visiting any of our convenient locations.

1Subject to receipt from originator; other terms and conditions may apply.