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Types of Loans

For more information about any of our small business loans, or to apply, please contact us by sending a message through the Help Desk in digital banking, visiting one of our branches, or calling (803) 732-5000.

Lines of Credit & Credit Cards

These are a convenient way for your business to have availability to funds precisely when you need it. It is simple, easy-to-use and an excellent way to cover special expenses.

Term Loans

Our term loans can provide your business with great financing options when you are ready to make any major purchase such as a vehicle, office equipment, building improvements and more.

Commercial Real Estate

Palmetto Citizens offers financing for commercial real estate, including existing buildings or refinancing current loans for commercial properties (owner and non-owner occupied).

SBA 7(a) Loans

Guaranteed in part by the U.S. Government, Small Business Administration loans can provide assistance not available with other types of loans and may be an excellent borrowing option for your business.

Non-Profit Organization Loans

At Palmetto Citizens, we are happy to assist your non-profit organization find the best deal on financing. We can help with financing for real estate, remodeling or repairs, vehicles, equipment or refinancing an existing loan.

© 2026 PCFCU

Routing Number: 253978617
Mailing Address: PO Box 5846,
Columbia, SC 29250

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Palmetto Citizens Federal Credit Union is federally insured by the NCUA.

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Equal Housing Lender

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