Small Business Loans

Palmetto Citizens offers a variety of lending options for your small business, church or non-profit organization. Let us help you find the right loan for your business's needs.

SBA Paycheck Protection Program

The deadline for this program was August 8, 2020. If any additional Small Business Administration loan programs are approved by the Federal Governent, Palmetto Citizens will again be accepting applications. Please check back for the most recent information. If your small business would like to apply for another type of loan, please contact us at (803) 251-4554 or .

Types of Loans

For more information about any of our small business loans, or to apply today, contact us at (803) 251-4554 or .

Lines of Credit & Credit Cards - These are a convenient way for your business to have availability to funds precisely when you need it. It is simple, easy-to-use and an excellent way to cover special expenses.

Term Loans - Our term loans can provide your business with great financing options when you are ready to make any major purchase such as a vehicle, office equipment, building improvements and more.

Commercial Real Estate - Palmetto Citizens offers financing for commercial real estate, including existing buildings or refinancing current loans for commercial properties (owner and non-owner occupied).

SBA 7(a) Loans - Guaranteed in part by the U.S. Government, Small Business Administration loans can provide assistance not available with other types of loans and may be an excellent borrowing option for your business. This program helps qualified small businesses obtain financing to establish a new business or assist in the operation, acquisition or expansion of a current business.

Church and Non-Profit Organizations - At Palmetto Citizens, we are happy to assist your church or non-profit organization find the best deal on financing. We can help with financing for real estate, remodeling or repairs, vehicles, equipment or refinancing an existing loan.