Classic Checking
While other financial institutions raise fees and stipulations on their checking accounts, Palmetto Citizens still offers a truly free option.
With our Classic Checking,
you’ll enjoy:
- No minimum balance requirement
- No monthly service fees
- Reward Points
- Monthly dividends
- Savings Round-Up (optional)
Balance requirements (to earn APY) | Dividend rate | APY | Minimum balance (to avoid fee) |
|---|---|---|---|
$500+ | 0.01% | 0.01% | $0 |
Accessing your account is simple with our convenient online and mobile banking, large sucharge-free ATM network, and mobile wallet enabled debit card. We also offer various overdraft options to protect your account should you mistakenly overdraw or need funds in an emergency.
Other Features
Reloadable Debit Card
Our reloadable debit card can be a great tool to learn with before opening your first checking account or for those who have had issues handling their account in the past. Cards can be reloaded at any Palmetto Citizens office or online. Certain fees apply.
Make the Switch
Use the following forms to ease your switch to Palmetto Citizens checking. These forms will help you change direct deposits, automatic payments and to close accounts with other financial institutions.
To properly view these documents, you will need to download a free copy of Adobe Acrobat Reader.