18-Month Term Certificate: Earn 4.00% APY*

18-Month Term Certificate rate is current as of February 9, 2024.

With a minimum deposit of only $500, even a small balance can earn you a great return.

With this limited time offer, you can truly make your money work for you, and your funds will be federally insured by the NCUA for up to $250,000.

If you already have an account with Palmetto Citizens, you can open your 18-Month Term Certificate, or any of our other savings accounts, by logging into your account online or with our app and selecting 'Open New Account' from the menu, or by visiting any of our offices.

Not a member of Palmetto Citizens?

In addition to visiting any of our offices, you can also open your account online (minimum deposit of $25 required for your initial savings account), and select to open one of our term certificates, or other accounts such as a checking or money market account.** If you need any assistance, or have any questions, please call 803.732.5000.

*Annual Percentage Yield (APY). Rate and term subject to change without notice and are not guaranteed. Minimum opening term certificate deposit is $500. Account may be subject to penalty for early withdrawal.
**Must meet membership eligibility requirements. Certain limits may apply for online account opening. To open an account with larger balances, please visit one of our offices or call 803.732.5000.

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