
Christine Caprario
Senior Mortgage Loan Officer
NMLS #1410652
christine.caprario@palmettocitizens.org
Apply Now10/6 Adjustable-Rate Mortgage
5.99%
Initial interest rate*
6.44% APR*
The initial interest rate is fixed for 10 years. The interest rate and payment may adjust every six months thereafter.
With this 10/6 Adjustable-Rate Mortgage, borrowers qualify using the initial 5.99% note rate, subject to credit approval and underwriting. The loan has a 30-year amortization.

Christine Caprario
Senior Mortgage Loan Officer
NMLS #1410652
christine.caprario@palmettocitizens.org
Apply Now

Christy Moore
Senior Mortgage Loan Originator
NMLS #1078534
christy.moore@palmettocitizens.org
Apply Now

Jonathan Garcia
Senior Mortgage Loan Originator
NMLS #2168891
jonathan.garcia@palmettocitizens.org
Apply Now
All loans are subject to credit approval, income and asset verification, property eligibility and underwriting requirements. Other costs and fees may apply. Membership eligibility required. This is not a commitment to lend. NMLS #449962. *The advertised 5.99% initial interest rate and 6.44% Annual Percentage Rate (APR) are effective as of 10/5/2026 and are based on a representative $400,000 10/6 Adjustable-Rate Mortgage with a 1% origination fee of $4,000 and an $895 administration fee. The initial interest rate applies for the first 120 months. After the initial period, the interest rate may adjust every six months. The interest rate, APR and monthly payment may increase after closing. Rates and terms are subject to change without notice and may not be available to all applicants. ¹Up to 100% financing is available on eligible loans up to the applicable conforming loan limit. ²Loan options up to $1.5 million are subject to applicable loan-to-value and underwriting requirements.